Row-Based Budget Template

The Row-Based Budget Template is the simplest way to organize income and expenses on a single page — one row per item, columns for category, planned amount, actual amount, and the difference. The format works equally well for personal monthly budgets, project budgets, event budgets, or small business expense tracking. Each row is independent, so you can add and remove items as your situation changes without restructuring the whole document. The editor calculates subtotals automatically by category and shows the overall income-vs-expense gap at the bottom. Use this template for any budgeting scenario where you want a flat, scannable list of expenses rather than charts or visual summaries — the format is particularly useful for personal finance reviews with a partner, family budget meetings, or sharing a project budget with stakeholders who want to see every line. The template supports 15 currencies, so you can budget in your local currency without manual formatting. Edit each row live in the editor — add categories, planned and actual amounts, and notes. The preview updates as you type. Download as PDF when ready for sharing or printing. The PDF renders cleanly and prints reliably on any printer. No signup, no account, no email required. The editor runs entirely in your browser; your budget data never leaves your device. Free forever, every feature included, no watermarks.